Wealth by Income Group
Wealth in America is deeply unequal, with a stark divide between the nation’s richest households and everyone else. The top 10% of households, earning more than $250,000 annually, now control nearly two-thirds of all assets.
By contrast, the bottom half of households—over 160 million people—collectively hold just 5% of the nation’s wealth. This imbalance has widened over the past several decades, as rising incomes and asset growth at the top have far outpaced gains for middle- and lower-income families.
The concentration of wealth has broad consequences. It influences patterns of consumer spending, investment, housing, and even political power. While the affluent have the resources to drive markets and shape policy, the financial vulnerability of the majority underscores persistent challenges around economic mobility and stability.
The data reflects a sobering reality: prosperity in the United States remains concentrated in the hands of a small share of households, leaving millions with little stake in the nation’s overall wealth.
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